:root{
  --navy:#03112f;
  --navy2:#08245a;
  --yellow:#ffd100;
  --yellow2:#f4bd00;
  --ink:#10264d;
  --muted:#52627a;
  --line:#d8e2ef;
  --surface:#fff;
  --bg:#eef4fb;
  --max:1320px;
  --shadow:0 20px 50px rgba(3,17,47,.13);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:linear-gradient(180deg,#eef4fb 0,#f8fbff 100%);line-height:1.55}
a{text-decoration:none;color:inherit}img{display:block;max-width:100%}button{font:inherit}
.info-top{background:linear-gradient(90deg,#02102d,#061a43,#02102d);color:#fff;border-bottom:3px solid var(--yellow)}
.info-top-inner{width:min(var(--max),calc(100% - 28px));min-height:42px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:18px;font-size:12px;font-weight:850}
.info-head{background:#fff;box-shadow:0 12px 28px rgba(3,17,47,.08)}
.info-head-inner{width:min(var(--max),calc(100% - 28px));min-height:96px;margin:auto;display:flex;align-items:center;gap:30px}
.info-logo{width:88px;height:70px;padding:5px;border-radius:12px;background:#fff;border:1px solid var(--line)}
.info-logo img{width:100%;height:100%;object-fit:contain}
.info-nav{margin-left:auto;display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.info-nav a{padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#17345f;font-size:12px;font-weight:900}
.info-nav a:hover,.info-nav a.active{border-color:var(--yellow);background:#fff9d7}
.info-back{padding:11px 16px;border-radius:999px;background:var(--navy);color:#fff;font-size:12px;font-weight:900}
.info-main{width:min(var(--max),calc(100% - 28px));margin:0 auto;padding:42px 0 70px}
.info-hero{position:relative;overflow:hidden;padding:40px;border-radius:28px;background:linear-gradient(110deg,#fff 0,#f7faff 62%,#fff7c9 100%);border:1px solid var(--line);box-shadow:var(--shadow)}
.info-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:linear-gradient(90deg,transparent,var(--yellow),transparent)}
.info-hero small{color:#9b7500;font-weight:1000;letter-spacing:.16em}
.info-hero h1{max-width:850px;margin:8px 0 10px;font-size:clamp(38px,5vw,64px);line-height:1.02;letter-spacing:-.045em}
.info-hero p{max-width:820px;margin:0;color:var(--muted);font-size:17px}
.info-section{margin-top:24px;padding:30px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 14px 34px rgba(3,17,47,.075)}
.info-section h2{margin:0 0 18px;font-size:clamp(25px,3vw,38px);letter-spacing:-.03em}
.info-section>p{color:var(--muted)}
.step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.step-card{padding:22px;border:1px solid var(--line);border-radius:19px;background:linear-gradient(180deg,#fff,#f3f7fc)}
.step-card b{width:43px;height:43px;display:grid;place-items:center;border-radius:13px;background:var(--navy2);color:#fff;box-shadow:inset 0 -4px 0 var(--yellow)}
.step-card h3{margin:14px 0 6px}.step-card p{margin:0;color:var(--muted);font-size:13px}
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
.info-card{padding:22px;border:1px solid var(--line);border-radius:18px;background:#f8fbff}
.info-card span{font-size:29px}.info-card h3{margin:10px 0 5px}.info-card p{margin:0;color:var(--muted);font-size:13px}
.pay-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.pay-card{min-height:145px;padding:20px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;border:1px solid var(--line);border-radius:18px;background:#fff}
.pay-card img{width:54px;height:54px;object-fit:contain}.pay-card strong{margin-top:9px}.pay-card small{margin-top:4px;color:var(--muted)}
.faq-groups{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.faq-group{padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff}
.faq-group h2{margin:0 0 12px;font-size:24px}
.faq-group details{border-top:1px solid var(--line)}
.faq-group details:first-of-type{border-top:0}
.faq-group summary{padding:15px 0;cursor:pointer;font-weight:900;list-style:none}
.faq-group summary::-webkit-details-marker{display:none}
.faq-group summary:after{content:"+";float:right;color:#9b7500;font-size:20px}
.faq-group details[open] summary:after{content:"−"}
.faq-group p{margin:0 0 16px;color:var(--muted);font-size:13px}
.info-note{padding:16px 18px;border-left:5px solid var(--yellow);border-radius:13px;background:#fff8d6;color:#624d00}
.info-cta{margin-top:24px;padding:28px 32px;display:flex;align-items:center;justify-content:space-between;gap:22px;border-radius:24px;background:linear-gradient(110deg,#03112f,#08245a);color:#fff}
.info-cta h2{margin:0 0 5px}.info-cta p{margin:0;color:#cbd5e1}
.info-btn{min-height:48px;padding:0 18px;display:inline-flex;align-items:center;justify-content:center;border-radius:13px;background:var(--yellow);color:#111;font-weight:950;white-space:nowrap}
.info-footer{padding:28px 18px;background:linear-gradient(90deg,#02102d,#061a43,#02102d);border-top:4px solid var(--yellow);color:#b7c1d1;text-align:center;font-size:12px}
.info-footer a{color:var(--yellow)}
@media(max-width:960px){.step-grid{grid-template-columns:1fr 1fr}.info-grid{grid-template-columns:1fr 1fr}.pay-grid{grid-template-columns:1fr 1fr}.faq-groups{grid-template-columns:1fr}}
@media(max-width:680px){
  .info-top-inner{justify-content:flex-start;overflow:auto;white-space:nowrap}
  .info-head-inner{padding:10px 0;align-items:flex-start;flex-wrap:wrap}.info-nav{order:3;width:100%;overflow:auto;flex-wrap:nowrap}.info-back{margin-left:auto}
  .info-main{width:calc(100% - 20px);padding-top:20px}.info-hero,.info-section{padding:22px}.step-grid,.info-grid,.pay-grid{grid-template-columns:1fr}
  .info-cta{align-items:stretch;flex-direction:column}.info-btn{width:100%}
}